× Home › Property records › Hamilton County › Speculator › Elm Lake Rd › 181 Elm Lake Rd181 Elm Lake RdSpeculator · Hamilton County · 12164 $125,700 Full market value 210 · Residential OpenValue $266,219 ▾
Owner of record
Owner Tracy Spencer
Also Tracy, Rosemary
Mailing address PO Box 37 · Speculator, NY, 12164
Assessment · 2025 roll
Land assessed $39,900
Total assessed $88,000
Full market value $125,700
Est. annual tax $1,455 (2024, excl. special districts)
Building
Style Old style
Year built 1945
Living area 1,992 sq ft
Bedrooms 3
Full baths 2
Heat Hot wtr/stm
Fuel Oil
Lot
Size 1.1 acres
Frontage × depth 122 × 200 ft
Services & districts
Water Comm/public
Sewer Private
Utilities Electric
School district Lake Pleasant (203001)
Deed & identifiers
Deed book / page 2015 / 1116
SBL 11302500020011000000
Print key 113.025-2-1.100
SWIS 203001
Parcel ID 20300111302500020011000000
Who owns 181 Elm Lake Rd? 181 Elm Lake Rd, Speculator is owned by Tracy Spencer per the 2025 NYS assessment roll.
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Public record, NYS tax roll 2025. Values are the assessor's, not an appraisal. Provided for informational purposes only — accuracy and completeness are not warranted or guaranteed; verify against official sources before relying on it.
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