408 West 56 Street Manhattan · New York County · 10019

ASGN OF ASGN OF L&R Jun 3, 2025

assignor Fs Rialto 2022-Fl7 Holder, LLC

assignee Fs Creit Finance Holdings LLC

ASGN OF ASGN OF L&R Jun 3, 2025

assignor Fs Creit Finance Holdings LLC

assignee Fs Rialto 2021-Fl3 Issuer, Ltd.

Show all 73

ASSIGNMENT, MORTGAGE Jun 3, 2025

assignor/old lender Fs Rialto 2022-Fl7 Issuer, LLC

assignee/new lender Fs Rialto 2022-Fl7 Holder, LLC

ASSIGNMENT, MORTGAGE Jun 3, 2025

assignor/old lender Fs Rialto 2022-Fl7 Holder, LLC

assignee/new lender Fs Creit Finance Holdings LLC

ASSIGNMENT, MORTGAGE Jun 3, 2025

assignor/old lender Fs Creit Finance Holdings LLC

assignee/new lender Fs Rialto 2021-Fl3 Issuer, Ltd.

ASGN OF ASGN OF L&R Jun 3, 2025

assignor Fs Rialto 2022-Fl7 Issuer, LLC

assignee Fs Rialto 2022-Fl7 Holder, LLC

ASGN OF ASGN OF L&R Jun 3, 2025

assignor Fs Rialto 2022-Fl7 Issuer, LLC

assignee Fs Rialto 2022-Fl7 Holder, LLC

ASSIGNMENT, MORTGAGE Jun 3, 2025

assignor/old lender Fs Creit Finance Holdings LLC

assignee/new lender Fs Rialto 2021-Fl3 Issuer, Ltd.

ASGN OF ASGN OF L&R Jun 3, 2025

assignor Fs Rialto 2022-Fl7 Holder, LLC

assignee Fs Creit Finance Holdings LLC

ASSIGNMENT, MORTGAGE Jun 3, 2025

assignor/old lender Fs Rialto 2022-Fl7 Holder, LLC

assignee/new lender Fs Creit Finance Holdings LLC

ASSIGNMENT, MORTGAGE Jun 3, 2025

assignor/old lender Fs Rialto 2022-Fl7 Issuer, LLC

assignee/new lender Fs Rialto 2022-Fl7 Holder, LLC

ASGN OF ASGN OF L&R Feb 5, 2024

assignor Fs Creit Finance Holdings LLC

assignee Fs Rialto 2022-Fl7 Issuer, LLC

ASSIGNMENT, MORTGAGE Feb 5, 2024

assignor/old lender Fs Rialto 2022-Fl5 Issuer, LLC

assignee/new lender Fs Creit Finance Holdings LLC

ASGN OF ASGN OF L&R Feb 5, 2024

assignor Fs Rialto 2022-Fl5 Issuer, LLC

assignee Fs Creit Finance Holdings LLC

ASSIGNMENT, MORTGAGE Feb 5, 2024

assignor/old lender Fs Creit Finance Holdings LLC

assignee/new lender Fs Rialto 2022-Fl7 Issuer, LLC

ASSIGNMENT, MORTGAGE Feb 5, 2024

assignor/old lender Fs Creit Finance Holdings LLC

assignee/new lender Fs Rialto 2022-Fl7 Issuer, LLC

ASSIGNMENT, MORTGAGE Feb 5, 2024

assignor/old lender Fs Rialto 2022-Fl5 Issuer, LLC

assignee/new lender Fs Creit Finance Holdings LLC

ASGN OF ASGN OF L&R Feb 5, 2024

assignor Fs Rialto 2022-Fl5 Issuer, LLC

assignee Fs Creit Finance Holdings LLC

ASGN OF ASGN OF L&R Feb 5, 2024

assignor Fs Creit Finance Holdings LLC

assignee Fs Rialto 2022-Fl7 Issuer, LLC

ASSIGNMENT, MORTGAGE Sep 27, 2022

assignor/old lender Fs Creit Finance Mm-1 LLC

assignee/new lender Fs Creit Finance Holdings LLC

ASSIGNMENT, MORTGAGE Sep 27, 2022

assignor/old lender Fs Creit Finance Holdings LLC

assignee/new lender Fs Rialto 2022-Fl5 Issuer

ASGN OF ASGN OF L&R Sep 27, 2022

assignor Fs Creit Finance Mm-1 LLC

assignee Fs Creit Finance Holdings LLC

ASGN OF ASGN OF L&R Sep 27, 2022

assignor Fs Creit Finance Holdings LLC

assignee Fs Rialto 2022-Fl5 Issuer

ASSIGNMENT, MORTGAGE Sep 23, 2022

assignor/old lender Fs Creit Finance Mm-1 LLC

assignee/new lender Fs Creit Finance Holdings LLC

ASSIGNMENT, MORTGAGE Sep 23, 2022

assignor/old lender Fs Creit Finance Holdings LLC

assignee/new lender Fs Rialto 2022-Fl5 Issuer, LLC

ASGN OF ASGN OF L&R Sep 23, 2022

assignor Fs Creit Finance Mm-1 LLC

assignee Fs Creit Finance Holdings LLC

ASGN OF ASGN OF L&R Sep 23, 2022

assignor Fs Creit Finance Holdings LLC

assignee Fs Rialto 2022-Fl5 Issuer, LLC

ASSIGNMENT, MORTGAGE Jun 24, 2022

assignor/old lender Fs Creit Originator LLC

assignee/new lender Fs Creit Finance Holdings LLC

ASSIGNMENT, MORTGAGE Jun 24, 2022

assignor/old lender Fs Creit Finance Holdings LLC

assignee/new lender Fs Creit Finance Mm-1 LLC

ASGN OF ASGN OF L&R Jun 24, 2022

assignor Fs Creit Originator LLC

assignee Fs Creit Finance Holdings LLC

ASGN OF ASGN OF L&R Jun 24, 2022

assignor Fs Creit Finance Holdings LLC

assignee Fs Creit Finance Mm-1 LLC

ASSIGNMENT, MORTGAGE Jun 24, 2022

assignor/old lender Fs Creit Originator LLC

assignee/new lender Fs Creit Finance Holdings LLC

ASSIGNMENT, MORTGAGE Jun 24, 2022

assignor/old lender Fs Creit Finance Holdings LLC

assignee/new lender Fs Creit Finance Mm-1 LLC

ASGN OF ASGN OF L&R Jun 24, 2022

assignor Fs Creit Originator LLC

assignee Fs Creit Finance Holdings LLC

ASGN OF ASGN OF L&R Jun 24, 2022

assignor Fs Creit Finance Holdings LLC

assignee Fs Creit Finance Mm-1 LLC

ASSIGNMENT, MORTGAGE Jun 24, 2022

assignor/old lender Bethpage Federal Credit Union

assignee/new lender Fs Creit Originator LLC

MORTGAGE $14,277,550 Jun 6, 2022

mortgagor/borrower 309w54 Owner LLC; 311w54 Owner LLC +5

mortgagee/lender Fs Creit Originator LLC

AGREEMENT $76,062,767 Jun 6, 2022

party 1 309w54 Owner LLC; 311w54 Owner LLC +5

party 2 Fs Creit Originator LLC

ASSIGNMENT OF LEASES AND RENTS $76,062,767 Jun 6, 2022

assignor 309w54 Owner LLC; 311w54 Owner LLC +5

assignee Fs Creit Originator LLC

MORTGAGE $13,437,233 Jun 6, 2022

mortgagor/borrower 309w54 Owner LLC; 311w54 Owner LLC +5

mortgagee/lender Fs Creit Originator LLC

ASSIGNMENT OF LEASES AND RENTS $13,437,233 Jun 6, 2022

assignor 309w54 Owner LLC; 311w54 Owner LLC +5

assignee Fs Creit Originator LLC

TERMINATION OF ASSIGN OF L&R Jun 6, 2022

party one Bethpage Federal Credit Union

party two 114 East 71 Associates, LLC; 448-452 West 57 Associates, LLC +4

ASSIGNMENT, MORTGAGE Dec 9, 2021

assignor/old lender Fannie Mae

assignee/new lender Bethpage Federal Credit Union

MORTGAGE AND CONSOLIDATION $62,250,000 Dec 9, 2021

mortgagor 114 East 71 Associates, LLC; 448-452 West 57 Associates, LLC +4

mortgagee Bethpage Federal Credit Union

ASSIGNMENT OF LEASES AND RENTS $62,250,000 Dec 9, 2021

assignor 114 East 71 Associates, LLC; 448-452 West 57 Associates, LLC +4

assignee Bethpage Federal Credit Union

ASSIGNMENT, MORTGAGE Apr 11, 2011

assignor/old lender Beech Street Capital, LLC

assignee/new lender Fannie Mae

MORTGAGE $4,467,904 Apr 11, 2011

mortgagor/borrower Uvi Holdings LLC

mortgagee/lender Beech Street Capital, LLC

AGREEMENT $10,188,000 Apr 11, 2011

party 1 Uvi Holdings LLC

party 2 Beech Street Capital, LLC

ASSIGNMENT, MORTGAGE Apr 11, 2011

assignor/old lender Capital One, N.A.

assignee/new lender Beech Street Capital, LLC

TERMINATION OF ASSIGN OF L&R Apr 11, 2011

party one Capital One, N.A.

AGREEMENT Feb 26, 2003

party 1 Uvi Holdings LLC

party 2 North Fork Bank

MORTGAGE $3,729,346 Feb 26, 2003

mortgagor/borrower Uvi Holdings LLC

mortgagee/lender North Fork Bank

ASSIGNMENT OF LEASES AND RENTS Feb 26, 2003

assignor North Fork Bank

assignee Uvi Holdings LLC

CANCEL/TERM ASGN L&R Feb 26, 2003

party one Uvi Holdings LLC

party two North Fork Bank

MORTGAGE $330,389 Oct 2, 1998

mortgagor/borrower Uvi Holdings LLC

mortgagee/lender North Fork Bank

AGREEMENT Oct 2, 1998

party 1 Uvi Holdings LLC

party 2 North Fork Bank

ASSIGNMENT, MORTGAGE Oct 2, 1998

assignor/old lender Uvi Holdings LLC

assignee/new lender North Fork Bank

MORTGAGE $1,250,000 Feb 26, 1996

mortgagor/borrower Uvi Holdings L.L.C.

mortgagee/lender North Fork Bank

AGREEMENT Feb 26, 1996

party 1 Uvi Holdings L.L.C.

party 2 North Fork Bank

ASSIGNMENT, MORTGAGE Feb 26, 1996

assignor/old lender Uvi Holdings LLC

assignee/new lender North Fork Bank

PARTIAL SATISFACTION Aug 21, 1995

mortgager/borrower Bienenfeld, Regina Estate Of; Lust, Fanny Co-Execurtix +2

SATISFACTION OF MORTGAGE Aug 21, 1995

mortgager/borrower Anglo Enterprises Company Ii

mortgagee/lender 709 Ninth Avenue Realty Corp.

DEED Aug 11, 1995

grantor/seller Anglo Enterprises Company Ii; Anglo Enterprises Company Ii LLC

grantee/buyer Uvi Holdings LLC

DEED Dec 31, 1981

grantor/seller Anglo Enterprises Coii

grantee/buyer 709 Ninth Ave Realty

ASSIGNMENT, MORTGAGE Dec 31, 1981

assignor/old lender 709 Ninth Ave Realty

assignee/new lender Bienenfeld, Regina; D & D Co Inc +1

DEED Dec 31, 1981

grantor/seller 709 Ninth Ave Realty

grantee/buyer Anglo Enterprises Coii

MORTGAGE Sep 4, 1981

mortgagor/borrower Anglo Enterprises Coii

mortgagee/lender 709 Ninth Ave Realty

DEED Sep 4, 1981

grantor/seller 56th St Realty Corp

grantee/buyer 709 Ninth Ave Realty

DEED Sep 4, 1981

grantor/seller 709 Ninth Ave Realty

grantee/buyer Anglo Enterprises Co

AGREEMENT Jun 19, 1979

party 1 56th Street Realty Corp

party 2 Papazian, Edward; Papazian, Virginia

DEED Feb 19, 1969

grantor/seller Papazian, Edward; Papazian, Rose

grantee/buyer 56th Street Realty Corp

MORTGAGE Feb 19, 1969

mortgagor/borrower 56th Street Realty Corp

mortgagee/lender Papazion, Edward; Papazion, Rose +1

Gas Piping - LL152 Active Oct 31, 2025

DOB violations — total 4 · open 1 · dismissed 3

LL6291-LOCAL LAW 62/91 - BOILERS BOILER REQUIRED Dismissed Jan 31, 2005

LL6291-LOCAL LAW 62/91 - BOILERS BOILER REQUIRED Dismissed Feb 13, 2004

LL6291-LOCAL LAW 62/91 - BOILERS BOILER REQUIRED Dismissed Mar 18, 1993

Show all 4

DOB complaints — total 7 · open 0 · closed 7

Category 1X Closed Dec 13, 2024

Complaint 1683872

View on BIS ↗

Egress – locked/blocked/improper/none Closed Dec 12, 2024

Complaint 1683812

View on BIS ↗

Adult establishment Closed Nov 26, 2024

Complaint 1682744

View on BIS ↗

Show all 7

Category 7J Closed Nov 24, 2024

Complaint 1682639

View on BIS ↗

Electrical wiring – defective/exposed Closed Jun 18, 2024

Complaint 1670576

View on BIS ↗

Electrical wiring – defective/exposed Closed Jun 8, 2024

Complaint 1669927

View on BIS ↗

Category 6S Closed Jun 5, 2024

Complaint 1669690

View on BIS ↗

HPD violations — total 41 · open 13 · closed 28

§ 27-2005 HMC: POST, IN A FORM APPROVED BY THE COMMISSIONER, AND MAINTAIN A NOTICE IN A COMMON AREA OF THE BUILDING REGARDING THE PROCEDURES THAT SHOULD BE FOLL

§27-2045(B)(5) HMC, § 12-06, 12-10 RCNY POST A PROPER NOTICE OF CARBON MONOXIDE DETECTING DEVICE REQUIREMENTS, IN A FORM APPROVED BY COMMISSIONER, IN A COMMON A

§ 26-1103 ADMIN. CODE: POST AND MAINTAIN A PROPER NOTICE ON WALL OF THE ENTRANCE STORY IN ENGLISH AND SPANISH ON THE AVAILABILITY OF THE AGENCYS HOUSING INFORM

Show all 41

§27-2045(B)(5) HMC, § 12-01 RCNY POST A PROPER NOTICE OF SMOKE DETECTOR REQUIREMENTS, IN A FORM APPROVED BY THE COMMISSIONER, AT OR NEAR THE MAILBOX MISSING AT

§27-2104(B) HMC POST A PROPER NOTICE REGARDING RENT STABILIZATION LAW, IN A FORM APPROVED BY THE COMMISSIONER, IN A CONSPICUOUS LOCATION WITHIN THE COMMON AREA

§ 329, M/D LAW AND DEPT. RULES AND REGS. PROVIDE A COMPLETED CERTIFICATE OF INSPECTION VISITS IN A PROPER FRAME AT OR NEAR MAILBOXES, BOTTOM EDGE OF FRAME BETWE

C · Immediately hazardous Open Apr 18, 2026

§ 27-2070 ADM CODE PROVIDE AN ADEQUATE SUPPLY OF GAS TO THE FIXTURES AT RANGE IN THE ENTIRE APARTMENT LOCATED AT APT 5D, 5th STORY, 2nd APARTMENT FROM WEST AT N

C · Immediately hazardous Open Apr 18, 2026

§ 27-2070 ADM CODE PROVIDE AN ADEQUATE SUPPLY OF GAS TO THE FIXTURES AT RANGE IN THE KITCHEN LOCATED AT APT 2C, 2nd STORY, 1st APARTMENT FROM WEST AT NORTH

§ 27-2029 ADM CODE PROVIDE AN ADEQUATE SUPPLY OF HEAT FOR THE APARTMENT IN THE ENTIRE APARTMENT LOCATED AT APT 3C, 3rd STORY, 1st APARTMENT FROM WEST AT NORTH

§ 27-2031 ADM CODE PROVIDE HOT WATER AT ALL HOT WATER FIXTURES IN THE ENTIRE APARTMENT LOCATED AT APT 3C, 3rd STORY, 1st APARTMENT FROM WEST AT NORTH

§ 27-2033 ADM CODE PROVIDE READY ACCESS TO BUILDINGS HEATING SYSTEM DOOR LOCKED AT BASEMENT AT BOILER ROOM

§ 27-2070 ADM CODE PROVIDE AN ADEQUATE SUPPLY OF GAS TO THE FIXTURES AT RANGE IN THE ENTIRE APARTMENT LOCATED AT APT 3C, 3rd STORY, 1st APARTMENT FROM WEST AT N

C · Immediately hazardous Closed Nov 12, 2025

§ 27-2029 ADM CODE PROVIDE AN ADEQUATE SUPPLY OF HEAT FOR THE APARTMENT IN THE ENTIRE APARTMENT LOCATED AT APT 5D, 5th STORY, 2nd APARTMENT FROM WEST AT NORTH

C · Immediately hazardous Closed Nov 12, 2025

§ 27-2033 ADM CODE PROVIDE READY ACCESS TO BUILDINGS HEATING SYSTEM DOOR LOCKED AT BASEMENT AT BOILER ROOM

C · Immediately hazardous Open Jul 5, 2025

§ 27-2070 ADM CODE PROVIDE AN ADEQUATE SUPPLY OF GAS TO THE FIXTURES AT GAS RANGE IN THE KITCHEN LOCATED AT APT 5D, 5th STORY, 2nd APARTMENT FROM WEST AT NORTH

C · Immediately hazardous Open Jul 5, 2025

§27-2005 (E) HMC: PROVIDE WRITTEN NOTICE TO THE TENANTS AT LEAST TWENTY-FOUR HOURS PRIOR TO ESSENTIAL SERVICE INTERRUPTION BY POSTING A NOTICE IN A PROMINENT PL

A · Non-hazardous Closed Jun 4, 2025

(A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPDS WEBSITE, WWW.NYC.G

C · Immediately hazardous Closed Aug 24, 2024

§ 27-2005, 27-2007, 27-2041.1 HMC, §238, § 309; § 107 (2) ( C) MDL AND 28 RCNY §25-171: REPLACE OR REPAIR THE SELF-CLOSING DOORS THAT IS MISSING OR DEFECTIVE LA

A · Non-hazardous Closed Apr 1, 2024

(A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPDS WEBSITE, WWW.NYC.G

A · Non-hazardous Closed Mar 16, 2023

(A) § HMC:FILE ANNUAL BEDBUG REPORT IN ACCORDANCE WITH HPD RULE AS DESCRIBED ON THE BACK OF THIS NOTICE OF VIOLATION OR AS DESCRIBED ON HPDS WEBSITE, WWW.NYC.G

B · Hazardous Open Feb 8, 2023

§ 27-2005 ADM CODE REPLACE WITH NEW THE MISSING 8TH AND 18TH TREADS UP METAL BULNOSE MOLDING AT PUBLIC HALL STAIRS, 1st STORY

§ 27-2005 ADM CODE REPAIR THE ROOF SO THAT IT WILL NOT LEAK AT CEILING IN THE 1st ROOM FROM NORTH LOCATED AT APT 5D, 5th STORY, 2nd APARTMENT FROM WEST AT NORTH

§ 27-2005 ADM CODE REPAIR THE BROKEN OR DEFECTIVE PLASTERED SURFACES AND PAINT IN A UNIFORM COLOR AT CEILING IN THE 1st ROOM FROM NORTH LOCATED AT APT 5D, 5th S

§ 27-2046.1 HMC: REPAIR OR REPLACE THE CARBON MONOXIDE DETECTING DEVICE(S). MISSING IN THE ENTIRE APARTMENT LOCATED AT APT 5D, 5th STORY, 2nd APARTMENT FROM WES

§ 27-2045 ADM CODE REPAIR OR REPLACE THE SMOKE DETECTOR MISSING IN THE ENTIRE APARTMENT LOCATED AT APT 5D, 5th STORY, 2nd APARTMENT FROM WEST AT NORTH

§ 27-2005 ADM CODE REPAIR THE ROOF SO THAT IT WILL NOT LEAK AT CEILING AT PUBLIC HALL, 5th STORY

B · Hazardous Open May 24, 2022

§ 27-2005 ADM CODE PROPERLY REPAIR WITH SIMILAR MATERIAL THE BROKEN OR DEFECTIVE CEILING WITH FIRE RETARDENT MATERIAL AT PUBLIC HALL, 5th STORY

A · Non-hazardous Open May 24, 2022

§ 27-2013 ADM CODE PAINT WITH LIGHT COLORED PAINT TO THE SATISFACTION OF THIS DEPARTMENT CEILING AT PUBLIC HALL, 5th STORY

C · Immediately hazardous Closed Jan 9, 2018

§ 27-2033 ADM CODE POST NOTICE, IN FORM APPROVED BY THE DEPARTMENT, STATING THE NAME AND LOCATION OF THE PERSON DESIGNATED BY THE OWNER TO HAVE KEY TO BUILDINGS

A · Non-hazardous Closed Jan 9, 2018

§ 27-2104 ADM CODE POST AND MAINTAIN A PROPER SIGN ON WALL OF ENTRANCE STORY SHOWING THE REGISTRATION NUMBER ASSIGNED BY THE DEPARTMENT AND THE ADDRESS OF THE B

C · Immediately hazardous Closed Jan 9, 2018

§ 27-2005 ADM CODE PROPERLY REPAIR WITH SIMILAR MATERIAL THE BROKEN OR DEFECTIVE FIRE RETARDANT MATERIAL BULKHEAD CEILING AT PUBLIC HALL

B · Hazardous Closed Jan 9, 2018

§ 27-2005 ADM CODE PROPERLY REPAIR WITH SIMILAR MATERIAL THE BROKEN OR DEFECTIVE FIRE RETARDANT MATERIAL ALL WALLS BULKHEAD AT PUBLIC HALL

B · Hazardous Closed Jan 9, 2018

§ 27-2005 ADM CODE PROVIDE AN APPROVED SCREEN BELOW SKYLIGHT AT BULKHEAD AT PUBLIC HALL

C · Immediately hazardous Closed Jan 9, 2018

§ 27-2005 ADM CODE REPAIR THE ROOF SO THAT IT WILL NOT LEAK THROUGHOUT BULK HEAD CEILING AT PUBLIC HALL

A · Non-hazardous Closed Jan 9, 2018

§ 27-2013 ADM CODE PAINT WITH LIGHT COLORED PAINT TO THE SATISFACTION OF THIS DEPARTMENT BULKHEAD WALLS AND CEILINGS AT PUBLIC HALL

I · Order to correct Closed Oct 26, 2016

§27-2107 ADM CODE OWNER FAILED TO FILE A VALID REGISTRATION STATEMENT WITH THE DEPARTMENT AS REQUIRED BY ADM CODE §27-2097 AND IS THEREFORE SUBJECT TO CIVIL PEN

B · Hazardous Closed Apr 11, 2011

§ 27-2005, 2007 ADM CODE FIRE EGRESS DEFECTIVE. REMOVE OBSTRUCTING BARS OR UNLAWFUL GATES FROM WINDOW TO FIRE ESCAPE OR PROVIDE APPROVED TYPE GATE AT SOUTH EAST

B · Hazardous Closed Jul 13, 1989

D26-10.01, 10.05 ADM CODE ARRANGE AND MAKE SELF-CLOSING THE DOORS ENTRANCE TO 5 STY NORTHWEST APT 5C. LOCATED AT APT 5C

B · Hazardous Closed Oct 7, 1988

D26-10.01, 10.05 ADM CODE ARRANGE AND MAKE SELF-CLOSING THE DOORS ENTRANCE TO 3 STY SOUTHEAST APT 3A. LOCATED AT APT 3A

A · Non-hazardous Closed May 25, 1983

D26-10.01 ADM CODE & 309 M/D LAW ABATE THE NUISANCE CONSISTING OF EXPOSED WIRING AT CEILING LIGHT FIXTURE 4TH STY REAR WEST APT 4B KITCHEN. , SECTION '' ''

B · Hazardous Closed May 25, 1983

D26-10.01 ADM CODE PROPERLY REPAIR THE BROKEN OR DEFECTIVE UNOPENABLE UPPER AND LOWER SASHES OF WINDOWS AT EAST AND WEST 4TH STY REAR WEST APT 4B. , SECTION ''